Financial Planning
Peter Angel - Ballarat Wealth Management – our qualified and experienced ‘Financial Adviser’ is on site to guide you and help develop your tailored financial plan.
Everyone is different – what do you want to achieve?
Financial challenges occur at almost every stage in your life. Even opportunities can present themselves when you least expect it. Whether they are planned for or unexpected, can also impact on your financial position. The specialist financial adviser at Richard Start Accountants can help you manage your funds – it’s your future, your funds and you know what your goals are - so we work with you. Evolving financial markets means more investment alternatives and greater complexity.
Your financial plan is not a pre-packaged solution. It is tailored to your individual circumstances making the best use of your financial resources now, and in the future.
As life continues, goals change and at times legal frameworks change. So will your financial plan – modified to keep you on track.
How do financial advisers help?
Peter Angel will consider your short, medium, and long-term financial goals – now and for the future. Once we have an understanding of your goals, we will recommend options and work with you all the way. Peter is qualified and experienced in all aspects of the financial planning field.
We understand that trust is earned and not taken lightly.
You have expectations of exceptional individual service and advice. We have an expectation that we will build a strong relationship. With mutual trust we deliver you a plan to ensure you remain on track to achieving your personal and financial goals. Peter is experienced and offers you this service. He will liaise with us to achieve the most tax effective solution for you. We adopt a completely transparent approach with our clients, clearly identifying fees where applicable, so you can make an informed decision.
Peter is required to undertake ongoing professional development and training and can provide you with a full range of financial planning services.
Peter Angel can:
- Clarify your financial goals.
- Assess your risk profile.
- Review your current financial position.
- Develop a financial plan.
- Assist with investment selection.
- Review investment performance.
Secure your financial future
Your financial planning strategy takes into account your current financial resources, age, lifestyle, investment experience, risk profile and investment time horizon. It is a journey, and in the retirement years you will reap the dividends from the careful planning. The comfort of your retirement often depends on the funds you have to enable you to pursue the lifestyle you enjoy. The sooner you have strategies in place to stretch your income, the earlier you start preparing for retirement. Your superannuation is a valuable asset and often the only source of income for when you stop working. Peter is here to help you acquire a tailored strategy for you.
The financial planning process involves a combination of meetings and discussions where we take you carefully through each step of the process:
- Initial Meeting
- Fact Finding (Information Gathering)
- Preparation of a Financial Plan (Statement of Advice)
- Meeting to Discuss the Financial Strategy
- Plan Implementation
Asset management to advance your wealth.
Investing in high quality assets can deliver your desired rate of return over the long-term. Each investment asset class is diverse and understanding them and identifying the best options for you is important.
Some of the options include:
- Retail Superannuation
- Shares & Managed Funds
- Exchange Traded Funds
- Self-Managed Super Funds (SMSF)
- Property SMSF’s
- Cash
Peter can also help you to:
- Establish an investment portfolio.
- Develop a passive income stream.
- Plan for their future retirement.
- Invest money gained from inheritance
